35 Ultimate Personal Finance Quotes

Here is a list of personal finance quotes for everyday motivation and inspiration from various authors. Happy reading! 1. “Wealth is the ability to fully experience life.” –Henry David Thoreau 2. “Beware of little expenses. A small leak will sink a great ship.” –Benjamin Franklin 3. “A big part of financial freedom is having your…

5 Steps to changing your Financial Position

The Journey Begins… The insurmountable can be conquered when we decide to take the first step! Taking the first step most of the times is a struggle preceded by procrastination and indecision. Taking the first step is a crucial defining moment for any success you are going achieve. It is only when we take that…

How I saved £80,000 in 3 Years

Saving 80,000 in 3 Years This may seem like a daunting task for the ordinary person with an average salary. In this post, I am going to share with you my experience in saving such an amount within a short space of time. It is not easy I must admit, but it is definitely attainable,…

True Wealth

What is the ideal definition of wealth? I like how the author of Millionaire Fast Lane M. J. DeMarco defines wealth, and I totally agree with him! True wealth is defined by family (relationships), fitness (good health), and freedom! Reading the millionaire fast lane has led me to my moment of epiphany! The book reminded…

20 Attributes of Millionaires

There is no monopoly on becoming a millionaire.  If you are jealous of those with more money, don’t just sit there and complain – do something to make more money yourself. – Gina Rinehart Having read countless material/articles and books on personal finance and habits of the affluent, here is a summary of what all…

The Effective Budget

Budgeting is telling your money where to go, rather than wondering where it went.  – John C. Maxwell Creating a spending plan, or simply put, a budget, was my saving grace financially. Before, when I never used to have one, I had no substantial savings at all, apart from the £2,000 I had saved up in…

Saving And Investing

Better to have, and not need, than to need, and not have. – Franz Kafka The Efficient Way Saving and investing are the gateway to financial freedom, and with the right information and know-how, what you put aside as investment has the potential to grow exponentially.  Money does buy you happiness, security, and comfort, and…

Financial Makeover

My first car was purchased on debt, until I realised how much extra I was paying in interest, I found myself a side hustle, and payed off £4,000 worth of car payments within 8 months. Paying off the debt 16 months ahead of schedule, allowed me to save a lot of money on interest payments, and trust me, after I cleared that debt, I felt liberated!