20 Attributes of Millionaires

There is no monopoly on becoming a millionaire.  If you are jealous of those with more money, don’t just sit there and complain – do something to make more money yourself. – Gina Rinehart Having read countless material/articles and books on personal finance and habits of the affluent, here is a summary of what all…

The Effective Budget

Budgeting is telling your money where to go, rather than wondering where it went.  – John C. Maxwell Creating a spending plan, or simply put, a budget, was my saving grace financially. Before, when I never used to have one, I had no substantial savings at all, apart from the £2,000 I had saved up in…